Terms and Conditions

  1. The winner will have answered the question correctly and will be the first entry/entries drawn on the date of the prize draw from all correct entries received. The Competition is neither a game nor a lottery and the selection of the winner(s) is not based on chance;
  2. Only one entry per person per day will be accepted;
  3. The winner will be notified by e-mail or telephone as soon as possible after the competition draw and may receive subsequent written confirmation and full details of the prize;
  4. In the event that we cannot, for any reason, get hold of the winner within a reasonable period of time from the prize draw, we reserve the right to draw another winner;
  5. Our decision is final with respect to any aspect of the competition, including the determination of any winner of a prize and no correspondence will be entered into;
  6. Entrants must be over 18 years of age. Entrants expressly declare that they are duly authorized to participate in the competition;
  7. The prize is non-transferable;
  8. All entrants’ information will be used only in accordance with our Privacy Policy;
  9. Winners may be required to be photographed for publicity purposes. No fees will be payable in this regard;
  10. You have to live and work in South Africa to be eligible for the R20 000 prize money;
  11. The eight apprentices taking part in The Insurance Apprentice 2019 cannot vote;
  12. The judges of The Insurance Apprentice 2019 cannot vote;
  13. You may not be awarded a prize if it is unlawful for us to supply such a prize to you;
  14. By entering into the competition, it is deemed that you have read and understood these rules;
    Proof of identity will be required to collect the prize and we reserve the right to refuse payment or handing over of a prize to any potential winner who refuses to or cannot, provide sufficient documentation to verify his/her identity;
    Unless we make alternative arrangements with the winner, the prize will be placed into the winner’s bank account;
  15. The winner’s name may be published on the following sites and/or platforms: www.FAnews.co.za website, Facebook, LinkedIn, Twitter and Instagram and www.TheInsuranceApprentice.co.za (website, Facebook, LinkedIn, Twitter and Instagram)